Simily Insurance Terms And Conditions.

Welcome to Simily Insurance. These Terms and Conditions ("Agreement") govern your use of our services, including the purchase and management of insurance policies. Please read these Terms and Conditions carefully before accessing or using our services.

Scope of Services Our insurance agency provides various types of insurance policies, including but not limited to home, auto, life, health, and business insurance policies. We act as an intermediary between you and the insurance companies and help you to choose the most suitable policy that fits your needs. We do not provide any insurance policy ourselves.

Insurance Policy Purchase By purchasing an insurance policy through our agency, you agree to the terms and conditions set by the insurance company issuing the policy. You acknowledge that you have read and understood the terms and conditions of the policy before purchasing it. You also agree to provide accurate and complete information to our agency while purchasing the policy.

Premium Payment You are responsible for paying the premium for your insurance policy. Failure to pay the premium may result in the cancellation of your policy. Our agency does not bear any responsibility for any loss or damage that may arise due to the cancellation of the policy.

Claims Processing In case of a claim, you must notify us immediately and provide us with all the necessary documents and information to process the claim. We will forward your claim to the insurance company and assist you in the claim settlement process. However, we do not guarantee the approval or settlement of your claim.

Limitation of Liability Our agency is not liable for any direct, indirect, or consequential damages that may arise from the use of our services. We are not responsible for any loss or damage that may arise due to the actions or omissions of the insurance company or any third party. Our liability is limited to the fees paid by you to our agency for the services rendered.

Privacy Policy We are committed to protecting your privacy and maintaining the confidentiality of your personal information. We will only collect, use, and disclose your personal information for the purpose of providing our services to you. We will not share your personal information with any third party without your consent, except where required by law.

Governing Law This Agreement shall be governed by and construed in accordance with the laws of the jurisdiction where our agency is located. Any dispute arising from or related to this Agreement shall be resolved through arbitration in accordance with the rules of the jurisdiction where our agency is located.

Modification of Terms and Conditions We reserve the right to modify these Terms and Conditions at any time without prior notice. Your continued use of our services after the modifications will constitute your acceptance of the modified terms and conditions.

By using our services, you agree to be bound by these Terms and Conditions. If you do not agree to these Terms and Conditions, you may not use our services.